Tap to Pay on iPhone

Accept contactless payments right on your iPhone with the Mollie app

Learn more

Accept payments

Online payments

Accept and manage online payments

In-person payments

Take payments with terminals and devices

Checkout

Offer a checkout optimised for conversion

Recurring payments

Collect recurring and subscription payments

Acceptance & Risk

Prevent fraud and optimise conversion

Embedded payments

Connect for platforms

Embed payments on your platform

Collect revenue

Payment links

Create, send and customise payment links

Invoicing

Crea

Grow your business

Capital

Get fast funding with flexible repayments

Partners

For Agencies

Learn about our Agency Partner Program

For SaaS and Ecommerce

Explore our SaaS and Ecommerce Partner Program

Technical resources

Developers portal

Discover developer resources and updates

Libraries

Integrate Mollie with ready-to-go libraries

Discord community

Join our developer community

Mollie API

Docs

Explore our API documentation and guides

Status

Check our current system status

Changelog

Read up on recent technical changes

About Mollie

Pricing

View our pricing

About us

Learn more about our story and values

News

Read the latest Mollie news

Careers

Come work for us - we're hiring!

Mollie content

Articles & guides

Discover content that can help your business

Success stories

See how we support our customers

Papers

Download our papers

Contact

For shoppers

Find out why Mollie is on your bank statement

For Mollie customers

Reach out to our customer support team

Contact sales

Discover how we can help your business

Payment methods

Payment methods

Pay by Bank

Pay by Bank

Pay by Bank

Pay by Bank

Pay by Bank

Pay by Bank is a convenient and user-friendly way for your customers to directly pay from their bank accounts. The Pay By Bank payment method offers a secure, cost-effective, and efficient alternative to traditional card payments, facilitating instant or near-instant transactions. With lower transaction costs than card payments and BNPL methods, you keep more of what you earn.

Pay by Bank is a convenient and user-friendly way for your customers to directly pay from their bank accounts. The Pay By Bank payment method offers a secure, cost-effective, and efficient alternative to traditional card payments, facilitating instant or near-instant transactions. With lower transaction costs than card payments and BNPL methods, you keep more of what you earn.

Pay by Bank is a convenient and user-friendly way for your customers to directly pay from their bank accounts. The Pay By Bank payment method offers a secure, cost-effective, and efficient alternative to traditional card payments, facilitating instant or near-instant transactions. With lower transaction costs than card payments and BNPL methods, you keep more of what you earn.

Activate Pay by Bank Payments

Activate payment method

Start accepting today

Only pay per transaction

Overview

Overview

Overview

Overview

Available in

AT, BE, BG, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IT, LT, LU, LV, NL, NO, PL, PT, RO, SE, SI, SK, UK

Supported currencies

EUR, GBP

Type

Bank Transfer

Channels

Online

Supported API

Orders API

Payments API

Refund

Full

Partial

Settlement delay

The speed at which funds are collected usually depends on the issuing bank and is typically handled instantly. However, with some banks, it may take longer. The payment will be included in your next payout.

Available in

AT, BE, BG, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IT, LT, LU, LV, NL, NO, PL, PT, RO, SE, SI, SK, UK

Supported currencies

EUR, GBP

Type

Bank Transfer

Channels

Online

Supported API

Orders API

Payments API

Refund

Full

Partial

Settlement delay

The speed at which funds are collected usually depends on the issuing bank and is typically handled instantly. However, with some banks, it may take longer. The payment will be included in your next payout.

Available in

AT, BE, BG, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IT, LT, LU, LV, NL, NO, PL, PT, RO, SE, SI, SK, UK

Supported currencies

EUR, GBP

Type

Bank Transfer

Channels

Online

Supported API

Orders API

Payments API

Refund

Full

Partial

Settlement delay

The speed at which funds are collected usually depends on the issuing bank and is typically handled instantly. However, with some banks, it may take longer. The payment will be included in your next payout.

Available in

AT, BE, BG, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IT, LT, LU, LV, NL, NO, PL, PT, RO, SE, SI, SK, UK

Supported currencies

EUR, GBP

Type

Bank Transfer

Channels

Online

Supported API

Orders API

Payments API

Refund

Full

Partial

Settlement delay

The speed at which funds are collected usually depends on the issuing bank and is typically handled instantly. However, with some banks, it may take longer. The payment will be included in your next payout.

Pricing

Pricing

Pricing

Pricing

Pay by Bank

0.90% + £0.20

View all pricing

Pay by Bank

0.90% + £0.20

View all pricing

Pay by Bank

0.90% + £0.20

View all pricing

Pay by Bank

0.90% + £0.20

View all pricing

0

.

0

Trustpilot

Always feel supported

Get industry-leading support whenever you need it.

Protect your business

Safeguard your business with the highest security standards. 

Paypal logo

PayPal

Paypal logo

PayPal

Paypal logo

PayPal

Paypal logo

PayPal

Klarna logo

Klarna

Klarna logo

Klarna

Klarna logo

Klarna

Klarna logo

Klarna

Credit and debit card

Credit and debit card

Credit and debit card

Credit and debit card

Win more sales

Sell more with a personalised, branded checkout built for conversion.

Frequently asked questions

What is Pay by Bank and how does it work?

The term ‘Pay by Bank’ refers to payment methods that allow customers to pay for their purchases directly from their bank accounts without using cards. It’s a convenient and cost-effective option for both consumers and businesses. To put it simply, Pay by Bank leverages the bank’s secure infrastructure and Open Banking principles (under PSD2), providing enhanced security and low transaction fees. 

How do I activate Pay by Bank?

Already a customer?

If you are a Mollie customer, you can simply add the new payment method in your Dashboard. 

Not a customer?

If you’re not an existing customer get started and add it in your Dashboard during the sign-up journey.

Note: This payment method is currently still in beta. If you’re already a Mollie customer, you can request beta access with our Customer Success team.

What are the benefits of Pay by Bank through Mollie?

The benefits of Pay by Bank through Mollie include lower transaction costs than traditional card payments, enhanced security and faster transactions. On top of that, there is no chargeback risk since Pay by Bank is a guaranteed payment method.

Which banks support Pay By Bank?

Mollie dynamically manages which banks support Pay By Bank, ensuring seamless coverage for your customers. This payment method connects directly with a broad network of major banks within each country where it's available. Your customers can consistently pay directly from their preferred banking app, providing a smooth and localised experience tailored to their region. We ensure comprehensive support across all relevant financial institutions for Pay By Bank.

Is Pay By Bank safe?

Pay By Bank is built on the highest security standards, leveraging secure open banking technology where payments occur directly between bank accounts. This significantly reduces fraud risks, as customers authenticate every payment within their own highly secure banking environment. Mollie ensures that all these direct bank connections are fully compliant and protected, giving both you and your customers complete peace of mind. You can trust that your Pay By Bank transactions are handled securely.

Frequently asked questions

What is Pay by Bank and how does it work?

The term ‘Pay by Bank’ refers to payment methods that allow customers to pay for their purchases directly from their bank accounts without using cards. It’s a convenient and cost-effective option for both consumers and businesses. To put it simply, Pay by Bank leverages the bank’s secure infrastructure and Open Banking principles (under PSD2), providing enhanced security and low transaction fees. 

How do I activate Pay by Bank?

Already a customer?

If you are a Mollie customer, you can simply add the new payment method in your Dashboard. 

Not a customer?

If you’re not an existing customer get started and add it in your Dashboard during the sign-up journey.

Note: This payment method is currently still in beta. If you’re already a Mollie customer, you can request beta access with our Customer Success team.

What are the benefits of Pay by Bank through Mollie?

The benefits of Pay by Bank through Mollie include lower transaction costs than traditional card payments, enhanced security and faster transactions. On top of that, there is no chargeback risk since Pay by Bank is a guaranteed payment method.

Which banks support Pay By Bank?

Mollie dynamically manages which banks support Pay By Bank, ensuring seamless coverage for your customers. This payment method connects directly with a broad network of major banks within each country where it's available. Your customers can consistently pay directly from their preferred banking app, providing a smooth and localised experience tailored to their region. We ensure comprehensive support across all relevant financial institutions for Pay By Bank.

Is Pay By Bank safe?

Pay By Bank is built on the highest security standards, leveraging secure open banking technology where payments occur directly between bank accounts. This significantly reduces fraud risks, as customers authenticate every payment within their own highly secure banking environment. Mollie ensures that all these direct bank connections are fully compliant and protected, giving both you and your customers complete peace of mind. You can trust that your Pay By Bank transactions are handled securely.

Frequently asked questions

What is Pay by Bank and how does it work?

The term ‘Pay by Bank’ refers to payment methods that allow customers to pay for their purchases directly from their bank accounts without using cards. It’s a convenient and cost-effective option for both consumers and businesses. To put it simply, Pay by Bank leverages the bank’s secure infrastructure and Open Banking principles (under PSD2), providing enhanced security and low transaction fees. 

How do I activate Pay by Bank?

Already a customer?

If you are a Mollie customer, you can simply add the new payment method in your Dashboard. 

Not a customer?

If you’re not an existing customer get started and add it in your Dashboard during the sign-up journey.

Note: This payment method is currently still in beta. If you’re already a Mollie customer, you can request beta access with our Customer Success team.

What are the benefits of Pay by Bank through Mollie?

The benefits of Pay by Bank through Mollie include lower transaction costs than traditional card payments, enhanced security and faster transactions. On top of that, there is no chargeback risk since Pay by Bank is a guaranteed payment method.

Which banks support Pay By Bank?

Mollie dynamically manages which banks support Pay By Bank, ensuring seamless coverage for your customers. This payment method connects directly with a broad network of major banks within each country where it's available. Your customers can consistently pay directly from their preferred banking app, providing a smooth and localised experience tailored to their region. We ensure comprehensive support across all relevant financial institutions for Pay By Bank.

Is Pay By Bank safe?

Pay By Bank is built on the highest security standards, leveraging secure open banking technology where payments occur directly between bank accounts. This significantly reduces fraud risks, as customers authenticate every payment within their own highly secure banking environment. Mollie ensures that all these direct bank connections are fully compliant and protected, giving both you and your customers complete peace of mind. You can trust that your Pay By Bank transactions are handled securely.

Frequently asked questions

What is Pay by Bank and how does it work?

The term ‘Pay by Bank’ refers to payment methods that allow customers to pay for their purchases directly from their bank accounts without using cards. It’s a convenient and cost-effective option for both consumers and businesses. To put it simply, Pay by Bank leverages the bank’s secure infrastructure and Open Banking principles (under PSD2), providing enhanced security and low transaction fees. 

How do I activate Pay by Bank?

Already a customer?

If you are a Mollie customer, you can simply add the new payment method in your Dashboard. 

Not a customer?

If you’re not an existing customer get started and add it in your Dashboard during the sign-up journey.

Note: This payment method is currently still in beta. If you’re already a Mollie customer, you can request beta access with our Customer Success team.

What are the benefits of Pay by Bank through Mollie?

The benefits of Pay by Bank through Mollie include lower transaction costs than traditional card payments, enhanced security and faster transactions. On top of that, there is no chargeback risk since Pay by Bank is a guaranteed payment method.

Which banks support Pay By Bank?

Mollie dynamically manages which banks support Pay By Bank, ensuring seamless coverage for your customers. This payment method connects directly with a broad network of major banks within each country where it's available. Your customers can consistently pay directly from their preferred banking app, providing a smooth and localised experience tailored to their region. We ensure comprehensive support across all relevant financial institutions for Pay By Bank.

Is Pay By Bank safe?

Pay By Bank is built on the highest security standards, leveraging secure open banking technology where payments occur directly between bank accounts. This significantly reduces fraud risks, as customers authenticate every payment within their own highly secure banking environment. Mollie ensures that all these direct bank connections are fully compliant and protected, giving both you and your customers complete peace of mind. You can trust that your Pay By Bank transactions are handled securely.

What integrations do you support for this method?

WooCommerce

PrestaShop

Shopware

many more...

What integrations do you support for this method?

WooCommerce

PrestaShop

Shopware

many more...

What integrations do you support for this method?

WooCommerce

PrestaShop

Shopware

many more...

What integrations do you support for this method?

WooCommerce

PrestaShop

Shopware

many more...

A trusted partner for businesses in the UK and Europe

A trusted partner for businesses in the UK and Europe

A trusted partner for businesses in the UK and Europe

SEPA Bank Transfer

Available to shoppers from 34 countries.

Trustly

Direct bank transfers available across Europe.

iDEAL

The most used online payment method in the Netherlands.

Bancontact

The most popular payment method in Belgium.

How to integrate Pay by Bank

How to integrate Pay by Bank

How to integrate Pay by Bank

£69.99

Sneaker laces

Sneaker laces

23/09/2022 17:29

€69.99

Paid

Consumer name

T. Otter

Are you already a Mollie customer?

Simply activate the new payment method in your Dashboard.

Activate Pay by Bank

Activate Pay by Bank

Not using Mollie yet?

Sign up to Mollie to activate Pay by Bank.

Sign up